An Analysis of the Implementation, Outcomes, and Challenges of NABARD’s Self-Help Group Bank Linkage Programme in Assam, India
Abu Shafique Ahmed1, Sudip Chakraborty2
1Abu Shafique Ahmed, M. Com 4th Semester, Royal School of Commerce, The Assam Royal Global University, Guwahati (Assam), India.
2Dr. Sudip Chakraborty, Associate Professor, Royal School of Commerce, The Assam Royal Global University, Guwahati (Assam), India.
Manuscript received on 18 July 2024 | Revised Manuscript received on 28 August 2024 | Manuscript Accepted on 15 November 2024 | Manuscript published on 30 November 2024 | PP: 8-14 | Volume-4 Issue-2, November 2024 | Retrieval Number: 100.1/ijef.B258004021124 | DOI: 10.54105/ijef.B2580.04021124
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© The Authors. Published by Lattice Science Publication (LSP). This is an open-access article under the CC-BY-NC-ND license (http://creativecommons.org/licenses/by-nc-nd/4.0/)
Abstract: Self Help Groups (SHGs) have become a powerful tool for reducing poverty and empowering women worldwide. (Parida & Sinha, 2010 [1]) The connection of these groups to formal banking institutions, an initiative led by the National Bank for Agriculture and Rural Development (NABARD) in India, has significantly enhanced their socio-economic impact. Assam, which is a state with a variety of socio-economic challenges, is playing a crucial role in promoting financial inclusion and grassroots development. This study examines the status of NABARD’s SHG Bank Linkage Programme in Assam, examining its implementation, outcomes, and challenges. Focusing on Assam, with its unique socio-cultural dynamics and developmental disparities, this research seeks to provide insights that can inform tailored policy interventions and program improvements.
Keywords: Microfinance, Self Help Group, Poverty.
Scope of the Article: Banking